Wednesday, 26 June 2013

Hass Associates Article code 85258083266-HA, News Reviews |Trouble Shooter: Protect yourself from online scammers/ Tumblr

Hass associates article code 85258083266-HA, news reviews

Q. I have heard on many occasions of people being scammed through email and the Internet. I can never imagine being scammed. I'm fairly Internet savvy and my computer and email account have settings to weed out potentially harmful messages. How do people fall for these scams? Why don’t they protect themselves better? Y.D., Quakertown

A. So you’re completely safe then, right? Think again. Scammers are getting smarter, too. Here are 10 things you should be alert for when going through your email inbox. Keeping your guard up now will prevent you from worrying later.

-          Emails that contain a link as the only content in the body, or shortened links that don’t display the actual Web address and hyperlinked text that give you no indication of what you would be clicking. When in doubt, don’t click.

-          An inordinate number of other recipients. If you get an email with hundreds of other addresses in the recipient field, yet the message seems directed to only one person, your scam sense should be on high alert.

-          Questionable subject line. If you receive an email from an address you do not recognize and it contains “no subject,” be careful. If you have no idea what you may be opening, it’s best to leave it alone.

-          Intense enthusiasm. All capital letters is not only annoying, it can also indicate spam when it comes to emails. (e.g. I JUST LOST 45 POUNDS WITH THE XX2 PROGRAM!) Overly enthusiastic emails are a sure sign that the information is not what it seems.

-          Grammar and spelling. You don’t have to be an English major to notice odd mistakes in scam emails. Look out for major typos  and scammers that purposely misspell things to avoid your spam filter.

-          Strange requests. If someone is emailing you for medical assistance, it’s just not legit.

-          Urgency. Typically, people don’t use email to notify others in the case of an emergency, when they need "money wired now." If you get an email claiming the situation is a matter of life or death, rest assured that the sender would not be targeting you, a stranger, in the first place.

-          Sensitive information. More often than you may expect, people send personal, secure information to scammers. Scammers operate by asking for personal information (credit card numbers, passwords, etc.) and can disguise emails to look official. Companies, schools, banks and other institutions will not ask you to submit sensitive information in an email.

-          Name-sender disagreement. Scam email addresses often have different names to dupe the recipient. Check the address before assuming that something is legitimate. For instance, an email from would not have the address of contact
-          Guarantees. Please remember that nothing on the Internet is guaranteed. Follow your instincts and pay attention to the sender address, the subject line and promises that are too good to be true.
hass associates article code 85258083266-HA, news reviews


Saturday, 15 June 2013

Hass Associates Cyber Tips and Fraud Reviews: Fighting Fraud Offers Insurers Operational Improvements – journalhome

Sanjeev Kumar is the head of the insurance practice at Saama Technologies, a business analytics services company.

hass associates cyber tips and fraud reviews
Ten percent of the incurred losses and loss adjustment expenses each year in the property & casualty insurance industry are due to insurance fraud, according to an analysis by The Insurance Information Institute (III). Worse yet, the number of fraudulent claims are on the increase—statistics from the National Insurance Crime Bureau (NICB) show a 19 percent increase in questionable claims from 2009 to 2011.
However, most suspicious claims are paid by the insurers; it is estimated that today only one in five fraudulent claims are detected or denied by insurers.  Thus insurance fraud costs insurers tens of billions of dollars each year in an industry where margins are thin, and as a result increases premiums for everyone.
P&C insurance fraud may be committed at different points in the transaction, most typically by:
·         Applicants when they misrepresent facts on an insurance application.
·         Policyholders as they file false or inflated claims (or deliberately perpetrate a crime, such as arson).
·         Third-party professionals, such as body shops, that provide services to claimants through excessive billing of vehicle body parts or repair work.
·         Employees, such as adjusters, who may be ‘involved’ in the group.
·         Agents who may backdate a policy prior to loss date.
Fraud is not just limited to property and casualty insurance.  According to the National Health Care Anti-Fraud Association, up to ten percent of the nation’s annual healthcare outlay is lost to fraud and abuse.  Fraud in the healthcare insurance industry occurs in multiple forms, such as stolen physician or patient identities, phantom providers and patients, up-coding, unnecessary cosmetic services, false bills, unnecessary diagnostic services, overtreatment, stacked diagnoses and high-fee services.
If insurers can identify and deny fraudulent claims, they not only improve their loss ratio (which increases margins), but more importantly, they also lower future increases in premiums (which gives them a competitive advantage). Fraud analytics addresses this issue by enabling insurers to identify fraud and alert investigators for further analysis. hass associates cyber tips and fraud reviews
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Friday, 7 June 2013

Hass Associates Cyber Warning Tips and Reviews: Protecting your business from cyber attacks - flixya

It is hard to ignore the increasing number of cyber-attacks targeting large corporations and governmental organisations. New stories are appearing almost daily exposing the lengths cybercriminals are going to in order to steal sensitive business and customers' personal information from large corporations and businesses.
hass associates cyber warning tips and reviews
While large corporations still continue to garner a lot of attention from cybercriminals, the reality is that SMBs are also increasingly becoming targets for cyber-attacks. In fact, according to the latest Symantec Internet Security Threat Report, 31 per cent of targeted attacks in 2012 were on businesses with less than 250 employees.
So why are cybercriminals interested in SMBs? Don't they have bigger fish to fry?
The question many SMBs may ask is "Why us and not a larger company with more profits or customer information to steal?" Unfortunately the answer is simple: it can be easier. SMBs, on average, have less money and resources invested into internet security and protection, making them an easier target.
Furthermore, SMBs generally conduct business with many enterprises, and today's sophisticated hackers see them as a potential backdoor into these larger organizations. Known as the "watering hole" technique, an attacker compromises a website, such as a blog or small business website, which is known to be frequently visited by the victim of interest, so when the victim later visits the compromised website, a targeted attack payload is silently installed on their computer. In 2012, the number of web-based attacks increased by one third and many of these attacks originated from the compromised websites of small businesses. It is important for SMBs to be aware of not only what to do if their company is attacked, but also what they can do to prevent this from happening in the future.
What type of attacks can SMBs expect?
Some attacks are directly into your business - trying to penetrate your website or internal networks. These attacks can be extremely hard to identify, however, lagging programs or consistently slow internet can be small signs that something is wrong, as well as more obvious irregularities such as strange transactions on your bank statements or unusually high traffic to and from your customer databases. There are a number of ways a company can be targeted, and it does not always have to be a direct attack on a company's internal systems or financial details. In recent years, Australian retail companies have experienced an increase in reputational attacks where cybercriminals create fake websites or emails to mislead consumers and steal their personal details. This type of attack is very subtle and can be difficult for SMBs to even know it is happening.
Ransomware became a bigger challenge for small businesses in 2012. Ransomware locks your computer and demands a release fee. The malware is often quite sophisticated and difficult to remove. Ransomware is a category of malicious software which, when run, disables the functionality of a computer in some way. The malware, in effect, holds the computer ransom. Victims usually end up with ransomware from visiting infected websites. The ransom typically ranges from $50 to $400. Ransomware scams are extorting at least $5 million a year. One group detected was attempting to infect 500,000 computers over an 18-day period*.
So, what can you do about it?
First Response
If you feel that your network has been breached or you have been the victim of a cyber-attack you need to act quickly. Basic steps include; quarantine the computers that were affected; remove the malware; restore the computers to their original condition; reinstall systems and applications; scan for malware; restore company's data; and start thinking about how you can increase your security.
It's also important to notify customers and stakeholders of data breaches. Particularly if the company experiences a reputational attack, offering assistance and advice will help alleviate any brand damage caused by the security breach. This will enable stakeholders to take proactive steps to protect themselves including changing their passwords and notifying their financial institutions of potential fraudulent transactions or account breaches.
hass associates cyber warning tips and reviews
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